Attention homeowners in Englishtown and Monmouth County: Need an appraisal?

Here are the top seven reasons NJ homeowners use David Reardon:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NJ property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Monmouth County or the state of NJ

Do you own a home in or near Englishtown? Do you need help deciding the price of your real estate?
Contact David Reardon.

We at David Reardon understand the special needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at David Reardon, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping folks just like you get rid of undesirable PMI insurance.

Challenging Monmouth county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting a professional appraisal from David Reardon is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. David Reardon can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from David Reardon can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.